Instant settlement
24×7 RTGS-grade rails.
Product · National Payment System
A UPI-class payment network for sovereigns.
instant, interoperable, regulator-owned.
By design
National Payment System — engineered for sovereign scale.
<200ms
End-to-end settlement
24×7
Always-on
100%
Regulator-owned
ISO 20022
Compliant
Why we built NPS
Payments infrastructure should be a public good.
Card networks tax every transaction. Crypto rails sidestep regulation. Sovereign payment systems — UPI, PIX, FedNow — prove there's a third path: instant rails, regulator-operated, fee-controlled. NPS is that platform for any nation that wants one.
Capabilities
What it does.
Money should move at the speed of code, with the safety of regulation, at the cost of utility-grade infrastructure. NPS is the operating system for that — and it's licensed to sovereigns, not rented.
Interoperability
Unified addressing across banks and fintechs.
Sovereign by default
Regulator-owned, not vendor-leased.
The central bank or designated regulator owns the network keys, the dispute-resolution authority, and the data. 888 ships the platform and trains the operator team. Hand-off after 18 months is a documented procedure.
“NPS is the first instant-payment platform we evaluated where the central bank — not the vendor — would own the network on day one.”
Deputy Governor — Payments & Financial Stability
Emerging-market Central Bank · 2025 procurement (name withheld pending public mandate award)
How it ships
From sandbox to live payments in 6 months.
Sandbox in 4 weeks. Bank onboarding pilots over 8 weeks. Production cut-over with first 3 banks at month 4. Network goes live to citizens at month 6. Subsequent banks layer in monthly.
Build sovereign payment rails.
We work with central banks, payment councils, and ministries of finance. Tell us about your jurisdiction.